.page-disclaimer {
  --ins-index-w: 252px;
  --ins-line: var(--grid);
  background: var(--ink);
  color: var(--text);
  font-family: var(--font-body);
  line-height: 1.7;
}

.page-disclaimer a:focus-visible {
  outline: 2px solid var(--cyan);
  outline-offset: 2px;
}

/* ---------- 首屏 ---------- */
.page-disclaimer .ins-hero {
  position: relative;
  overflow: hidden;
  padding-block: clamp(18px, 3.2vw, 34px) clamp(24px, 4vw, 44px);
  background:
    radial-gradient(92% 120% at 88% -20%, rgba(214, 25, 43, 0.34), transparent 62%),
    linear-gradient(180deg, var(--ink) 0%, var(--panel) 100%);
  border-bottom: 1px solid var(--ins-line);
}

.page-disclaimer .ins-hero::after {
  content: "";
  position: absolute;
  inset: 0;
  pointer-events: none;
  background: repeating-linear-gradient(
    180deg,
    rgba(255, 255, 255, 0.05) 0 1px,
    transparent 1px 4px
  );
  opacity: 0.35;
}

.page-disclaimer .ins-hero-inner {
  position: relative;
  z-index: 1;
}

.page-disclaimer .eyebrow {
  color: var(--red-lit);
}

.page-disclaimer .ins-hero-grid {
  display: grid;
  gap: var(--gap);
  margin-top: 14px;
}

.page-disclaimer h1 {
  margin: 10px 0 0;
  font-family: var(--font-display);
  font-weight: 800;
  font-size: clamp(30px, 6.4vw, 62px);
  line-height: 1.03;
  letter-spacing: -0.01em;
  color: #FFFFFF;
}

.page-disclaimer .ins-lede {
  margin: 16px 0 0;
  max-width: 34em;
  font-size: clamp(15px, 1.6vw, 17px);
  color: var(--text);
}

.page-disclaimer .ins-hero-clock {
  align-self: end;
  display: grid;
  gap: 2px;
  padding: 14px 16px;
  background: rgba(11, 12, 14, 0.74);
  border: 1px solid var(--ins-line);
  border-left: 3px solid var(--red);
}

.page-disclaimer .ins-clock-label {
  font-size: 12px;
  letter-spacing: 0.08em;
  color: var(--muted);
}

.page-disclaimer .ins-clock-num {
  font-family: var(--font-num);
  font-variant-numeric: tabular-nums;
  font-size: clamp(28px, 4vw, 40px);
  line-height: 1.1;
  color: var(--cyan);
}

.page-disclaimer .ins-clock-note {
  margin-bottom: 10px;
  font-size: 12px;
  color: var(--muted);
}

.page-disclaimer .ins-clock-num + .ins-clock-label {
  margin-top: 12px;
  padding-top: 12px;
  border-top: 1px solid var(--ins-line);
}

.page-disclaimer .ins-hero-frame {
  margin: 22px 0 0;
  border: 1px solid var(--ins-line);
  background: var(--panel-2);
}

.page-disclaimer .ins-hero-frame img {
  display: block;
  width: 100%;
  height: auto;
  object-fit: cover;
}

/* ---------- 对照布局 ---------- */
.page-disclaimer .ins-layout {
  display: grid;
  gap: var(--gap);
  padding-block: clamp(24px, 4vw, 48px) clamp(32px, 5vw, 64px);
}

.page-disclaimer .ins-index {
  background: var(--panel);
  border: 1px solid var(--ins-line);
}

.page-disclaimer .ins-index-title {
  margin: 0;
  padding: 12px 14px;
  font-family: var(--font-display);
  font-size: 13px;
  letter-spacing: 0.16em;
  color: var(--cream);
  background: var(--panel-2);
  border-bottom: 1px solid var(--ins-line);
}

.page-disclaimer .ins-index-list {
  display: flex;
  gap: 8px;
  margin: 0;
  padding: 10px;
  list-style: none;
  overflow-x: auto;
  scrollbar-width: none;
}

.page-disclaimer .ins-index-list::-webkit-scrollbar {
  display: none;
}

.page-disclaimer .ins-index-list li {
  flex: 0 0 auto;
}

.page-disclaimer .ins-index-list a {
  display: flex;
  align-items: center;
  gap: 8px;
  padding: 8px 12px;
  border: 1px solid var(--ins-line);
  color: var(--text);
  font-size: 13px;
  line-height: 1.35;
  text-decoration: none;
  white-space: nowrap;
  transition: background 0.18s ease, border-color 0.18s ease, color 0.18s ease;
}

.page-disclaimer .ins-index-num {
  font-family: var(--font-num);
  font-variant-numeric: tabular-nums;
  font-size: 12px;
  color: var(--red-lit);
}

.page-disclaimer .ins-index-list a:hover,
.page-disclaimer .ins-index-list a:focus-visible {
  border-color: var(--red);
  background: var(--panel-2);
  color: #FFFFFF;
}

.page-disclaimer .ins-index-tip {
  padding: 12px 14px;
  border-top: 1px solid var(--ins-line);
  font-size: 13px;
  color: var(--muted);
}

.page-disclaimer .ins-index-tip p {
  margin: 0;
}

.page-disclaimer .ins-index-tip a {
  color: var(--red-lit);
  text-decoration: underline;
  text-underline-offset: 3px;
}

/* ---------- 说明条目 ---------- */
.page-disclaimer .ins-block {
  padding-block: clamp(22px, 3vw, 34px);
  border-top: 1px solid var(--ins-line);
  scroll-margin-top: 96px;
}

.page-disclaimer .ins-block:first-child {
  padding-top: 0;
  border-top: 0;
}

.page-disclaimer .ins-block h2 {
  margin: 8px 0 0;
  font-family: var(--font-display);
  font-weight: 800;
  font-size: clamp(23px, 3.4vw, 36px);
  line-height: 1.14;
  letter-spacing: -0.01em;
  color: #FFFFFF;
}

.page-disclaimer .ins-block h3 {
  margin: 0 0 4px;
  font-family: var(--font-body);
  font-size: 15px;
  font-weight: 600;
  color: var(--cream);
}

.page-disclaimer .ins-block p {
  margin: 14px 0 0;
  max-width: 36em;
  font-size: 15px;
}

.page-disclaimer .ins-block p a {
  color: var(--red-lit);
  text-decoration: underline;
  text-underline-offset: 3px;
}

.page-disclaimer .data-num {
  font-family: var(--font-num);
  font-variant-numeric: tabular-nums;
}

/* ---------- 表格 ---------- */
.page-disclaimer .ins-table-wrap {
  margin: 18px 0 0;
  border: 1px solid var(--ins-line);
  background: var(--panel);
  overflow-x: auto;
}

.page-disclaimer .ins-table {
  width: 100%;
  min-width: 460px;
  border-collapse: collapse;
  font-size: 14px;
}

.page-disclaimer .ins-table thead th {
  padding: 11px 14px;
  background: var(--panel-2);
  color: var(--cream);
  font-family: var(--font-display);
  font-size: 13px;
  font-weight: 700;
  letter-spacing: 0.06em;
  text-align: left;
  white-space: nowrap;
  border-bottom: 1px solid var(--ins-line);
}

.page-disclaimer .ins-table tbody th,
.page-disclaimer .ins-table tbody td {
  padding: 11px 14px;
  text-align: left;
  vertical-align: top;
  border-bottom: 1px solid var(--ins-line);
  transition: background 0.18s ease;
}

.page-disclaimer .ins-table tbody th {
  width: 34%;
  color: var(--muted);
  font-weight: 500;
  white-space: nowrap;
}

.page-disclaimer .ins-table tbody td {
  color: var(--text);
  font-weight: 400;
}

.page-disclaimer .ins-table tbody tr:last-child th,
.page-disclaimer .ins-table tbody tr:last-child td {
  border-bottom: 0;
}

.page-disclaimer .ins-table tbody tr:hover th,
.page-disclaimer .ins-table tbody tr:hover td {
  background: rgba(255, 255, 255, 0.03);
}

.page-disclaimer .ins-table tbody tr:hover th {
  color: var(--cream);
  box-shadow: inset 2px 0 0 var(--red);
}

/* ---------- 登录步骤 ---------- */
.page-disclaimer .ins-steps {
  display: grid;
  gap: 10px;
  margin: 20px 0 0;
  padding: 0;
  list-style: none;
}

.page-disclaimer .ins-steps li {
  display: grid;
  grid-template-columns: 38px minmax(0, 1fr);
  gap: 14px;
  padding: 14px 16px;
  background: var(--panel);
  border: 1px solid var(--ins-line);
  border-left: 2px solid var(--ins-line);
  transition: border-color 0.18s ease, background 0.18s ease;
}

.page-disclaimer .ins-steps li:hover {
  border-left-color: var(--red);
  background: var(--panel-2);
}

.page-disclaimer .ins-step-num {
  font-family: var(--font-num);
  font-variant-numeric: tabular-nums;
  font-size: 22px;
  line-height: 1.1;
  color: var(--gold);
}

.page-disclaimer .ins-block .ins-steps p {
  margin: 0;
  max-width: none;
  font-size: 14px;
  color: var(--muted);
}

/* ---------- 使用范围清单 ---------- */
.page-disclaimer .ins-rules {
  margin: 18px 0 0;
  padding: 0;
  list-style: none;
  border-top: 1px solid var(--ins-line);
}

.page-disclaimer .ins-rules li {
  display: flex;
  flex-wrap: wrap;
  align-items: baseline;
  gap: 10px;
  padding: 12px 0;
  border-bottom: 1px solid var(--ins-line);
  font-size: 14px;
}

.page-disclaimer .ins-rules li:last-child {
  border-bottom: 0;
}

.page-disclaimer .ins-rules li > span:last-child {
  flex: 1 1 240px;
}

/* ---------- 联系卡 ---------- */
.page-disclaimer .ins-contact-card {
  margin: 26px 0 0;
  padding: clamp(18px, 2.6vw, 28px);
  background: var(--brown);
  color: var(--cream);
  border-left: 4px solid var(--gold);
}

.page-disclaimer .ins-contact-card h3 {
  margin: 0 0 8px;
  font-family: var(--font-display);
  font-size: 20px;
  font-weight: 700;
  letter-spacing: 0.02em;
  color: var(--cream);
}

.page-disclaimer .ins-contact-card p {
  margin: 0;
  max-width: 34em;
  font-size: 14px;
  color: var(--sand);
}

.page-disclaimer .ins-contact-list {
  display: grid;
  gap: 0;
  margin: 16px 0;
  padding: 0;
  list-style: none;
}

.page-disclaimer .ins-contact-list li {
  display: flex;
  flex-wrap: wrap;
  gap: 4px 14px;
  padding: 8px 0;
  border-bottom: 1px solid rgba(244, 235, 217, 0.18);
  font-size: 14px;
}

.page-disclaimer .ins-contact-list li:last-child {
  border-bottom: 0;
}

.page-disclaimer .ins-contact-list span {
  flex: 0 0 72px;
  color: var(--sand);
  font-size: 13px;
}

.page-disclaimer .ins-contact-list strong {
  flex: 1 1 200px;
  font-weight: 500;
  color: var(--cream);
  word-break: break-word;
}

/* ---------- 继续了解 ---------- */
.page-disclaimer .ins-next {
  padding-block: clamp(24px, 3.6vw, 40px);
  background: var(--panel);
  border-top: 1px solid var(--ins-line);
}

.page-disclaimer .ins-next-grid {
  display: grid;
  gap: 12px;
}

.page-disclaimer .ins-next-link {
  display: block;
  padding: 16px 18px;
  background: var(--ink);
  border: 1px solid var(--ins-line);
  border-top: 2px solid var(--red);
  color: var(--text);
  text-decoration: none;
  transition: background 0.18s ease, border-color 0.18s ease;
}

.page-disclaimer .ins-next-link:hover,
.page-disclaimer .ins-next-link:focus-visible {
  background: var(--panel-2);
  border-color: var(--red);
}

.page-disclaimer .ins-next-kicker {
  display: block;
  font-size: 12px;
  letter-spacing: 0.14em;
  color: var(--red-lit);
}

.page-disclaimer .ins-next-link strong {
  display: block;
  margin: 4px 0 6px;
  font-family: var(--font-display);
  font-size: 20px;
  font-weight: 700;
  letter-spacing: 0.01em;
  color: #FFFFFF;
}

.page-disclaimer .ins-next-desc {
  display: block;
  font-size: 13px;
  line-height: 1.6;
  color: var(--muted);
}

/* ---------- 响应式 ---------- */
@media (min-width: 720px) {
  .page-disclaimer .ins-hero-grid {
    grid-template-columns: minmax(0, 1fr) 200px;
    align-items: end;
  }

  .page-disclaimer .ins-next-grid {
    grid-template-columns: repeat(3, minmax(0, 1fr));
  }
}

@media (min-width: 900px) {
  .page-disclaimer .ins-layout {
    grid-template-columns: var(--ins-index-w) minmax(0, 1fr);
    gap: clamp(24px, 3.2vw, 48px);
    align-items: start;
  }

  .page-disclaimer .ins-index {
    position: sticky;
    top: 24px;
  }

  .page-disclaimer .ins-index-list {
    flex-direction: column;
    gap: 2px;
    padding: 8px;
    overflow: visible;
  }

  .page-disclaimer .ins-index-list li {
    flex: none;
  }

  .page-disclaimer .ins-index-list a {
    padding: 10px 10px 10px 12px;
    border: 0;
    border-left: 2px solid transparent;
    white-space: normal;
  }

  .page-disclaimer .ins-index-list a:hover,
  .page-disclaimer .ins-index-list a:focus-visible {
    border-left-color: var(--red);
    background: var(--panel-2);
  }

  .page-disclaimer .ins-block {
    padding-block: clamp(26px, 3.4vw, 40px);
  }
}

@media (min-width: 1100px) {
  .page-disclaimer .ins-body {
    max-width: 880px;
  }
}

@media (prefers-reduced-motion: reduce) {
  .page-disclaimer .ins-index-list a,
  .page-disclaimer .ins-table tbody th,
  .page-disclaimer .ins-table tbody td,
  .page-disclaimer .ins-steps li,
  .page-disclaimer .ins-next-link {
    transition: none;
  }
}
<<<END>>>